Let's get all your debts in one place so we can create a plan to become debt-free!
Step 1: List all of your debts
When working your way out of debt, we recommend focusing on your non-mortgage debt first because mortgages typically have low interest rates and take much longer to pay off than other debts. The debt payoff plan we create for you will ignore any loan that you designate as a mortgage. However, there may be some circumstances when you want to focus on paying off your mortgage along with your other debts (for example, you are a few years from retirement and want to pay off your mortgage before you retire). If you want your mortgage to be factored into your debt payoff plan, make sure to choose "Other" for the type of debt below. We will exclude from your debt payoff plan any debt with a "Mortgage" debt type. You should continue to make your minimum mortgage payments, but we will not include it in your analysis.
If you pay any credit card balances in full every month, do not include those credit card balances here.
Step 2: How Much Can You Afford to Pay Toward Your Non-Mortgage Debts Each Month?
Fill out each option below. You will receive a report that details the effects of each of these options so you can choose the one that works best for you.
Option 1: Maximum amount you can afford to pay each month toward your non-mortgage debts (including your minimum payments)
Option 2: Choose a custom amount you would like to pay each month (including your minimum payments)
Option 3: Pay only your minimum payments and no more
Option 4: Choose the date that you want to be debt-free (excluding your mortgage(s) above) and we will tell you how much you need to pay
This form will help us understand your current debt profile so that we can recommend some next steps for you. Within 48 hours of receiving your completed form, we will send you a detailed analysis of your debts with 7 different debt payoff plans you can choose from. After you select the debt payoff plan you want to pursue, we will send you a final report with more details of your plan and some tips to help you stay on track.